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Here’s the Cheapest Way to Rent a 64 GB iPhone 6S for One Year

UPDATE 09/23/15: Pricing for Apple, T-Mobile, and Sprint were given for the 16 GB iPhone 6S, and have been updated to reflect the 64 GB model. The final comparison between all five plans remains the same, with AT&T and Verizon becoming marginally more competitive.

When Apple announced their iPhone Upgrade Program alongside the 6S and 6S Plus, we figured we’d hold off on judgment until we saw final pricing plans from the four major carriers. Now that we’re armed with that knowledge, we’re ready to tackle the question — who has the best deal for a one-year iPhone rental? There are other factors besides money that you’ll have to consider, but cash probably still is the biggest one, and it’s the problem we can help you solve.

Because we’re comparing directly to what Apple is offering, we’ll look at what you’ll need to pay each carrier per month in order to upgrade after one year. The prices below are for a 64 GB iPhone 6S — prices will vary by model, but in general, the 64 GB iPhone 6S should serve as a good way to compare the various plans. We’ll also assume that you’re either a new customer or are switching carriers, so if you have upgrade eligibility right now with your carrier, factor that in, too. We’re also assuming that you’re interested in renting an iPhone and upgrading to the new iPhone every year, rather than owning the phones outright — if you’re not, you won’t be interested in the iPhone Upgrade Program anyway, because resale value of old iPhones still trumps what any of these plans offer.

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