You can never be too safe, especially online, and it doesn’t come as a surprise that finance and banking sites are at the highest risk of getting hacked.
In our digital era, we need to do what we can to protect our money and online bank accounts from hackers, and here are 5 easy ways you can do that.
Make Sure You’re Not Making These Password Mistakes
I’m sure you have heard a million times over that you need a strong password for anything you do online to prevent you from being hacked. You might also be aware that you shouldn’t use the same password across the board. Here are the mistakes you need to make sure you’re not making with all your passwords:
- Your passwords need to have random lowercase and uppercase letters
- Your passwords need to have numbers
- Your passwords need to have symbols
- Your passwords need to be different for every account you need to log into
- Your passwords need to contain at least 8 characters
Taking all of the above into consideration, this would be an example of a strong password: AlEx@1_!
Know What You Have
It’s important to make sure you know what you have in your bank accounts, or things like Paypal accounts at all times. It’s also a good idea to keep an eye on your credit card purchases as well. Keeping a frequent eye on your balance and transactions is one way to stay aware of what’s going on and catch issues if they arise.
Know Your Credit Score
Another thing you should frequently check up on is your credit score. It’s easy to use this as a tool to catch hackers, since you get an overview of things they might do like open up credit cards in your name.
All you need to do is Google checking your credit score for free, and there are a ton of sites out there that can make this happen.
Set Up 2FA
2FA, or two-factor authentication, is an added layer of security you should absolutely enable for all your online accounts, especially ones where you do online banking or access money.
It requires you to give 2 steps of authentication before you access your account, and pretty much every banking website or app offers this by now.
Put On The Freeze
One thing I recently learned is that you can actually freeze your credit. If you do this, hackers will have one heck of a time accessing any of your personal information, and you will too so don’t take this step if that could be problematic for you.
It’s free for you to put on the freeze if need be, all you need to do is call up TransUnion, Experian, and Equifax, and request that they do this.
Bre is a female millennial go getter residing in New York. One part entrepreneur, one part geek, she obtained her degree in Textile/Surface Design from The Fashion Institute of Technology.
She has held some exciting roles in both fashion as a designer working for brands like Victoria’s Secret and Henri Bendel, as well as in ad tech working for publishers like Ziff Davis.
Today she operates her own luxury label and is also the Chief Chick at Chipchick.com which reaches millions of women each month.
Bre is passionate about keeping women informed of the latest technology trends and products to improve their lifestyle and believes in providing real, useful information and advice to her readers.