Chip Chick
“Additionally he has been investing in the stock market from a very young age, as well as in crypto, so he has a pretty penny in there. How we split out finances is 50/50, literally every single purchase is split equally, rent, groceries, bills, ordering food, eating out, etc.”
It doesn’t matter if it’s a small purchase or a large one; they split everything. She’s starting to resent their process regarding finances since she bought a car a few years ago, and now her boyfriend is using it as much as she does, yet he refuses to help pay for it.
“His argument is, it’s your car and I don’t want to be making payments to pay off your car… which is funny cause we both use it the same amount,” she continued.
“Bare minimum I told him he had to start splitting car insurance with me starting in the new year. We fought to the grave for days about it, he put up a huge fight and resisted it so much.”
“I cried a lot and we almost broke up over this. But just with how I was raised, it really bothered me that he wouldn’t split this, especially because we split almost everything else, and it was just something that was a deal-breaker for me if he didn’t agree I realized.”
“So eventually he agreed to start paying car insurance starting this month (NOT car payments or anything else, just the car insurance).”
“So on top of the car, I also have to pay more than him monthly just with having my dog, my phone bill (cause his parents pay his), and just being a female all-around usually costs a bit more (IMO, and definitely in the case of our relationship).”
She just doesn’t see how the 50/50 split of their finances is fair in their relationship anymore. She always thought her boyfriend didn’t have money, but in hindsight, she’s realizing he’s just been cheap all along.
“I was working full time bartending and making really good money, so I paid for the majority of things, like when we would go out for food and drinks, and I assumed he was broke and I really wanted to help him,” she continued.
“On top of that, I let him use my car almost every day to get to his internship because I didn’t need it that much (another reason he should be contributing to the car then and now lol).”
“So basically now, I’m really struggling financially, especially with Covid tearing down the service industry, it’s been hard to keep up.”
