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Her Husband Bought A House When They Were Separated Then Lost His Job, And She Wants To Stop Paying For The Mortgage

profile Bre Avery Zacharski | Apr 23, 2026
Apr 23, 2026
Portrait of beautiful long haired woman wearing
sepy - stock.adobe.com - illustrative purposes only, not the actual person

If your spouse made an expensive purchase during a period of separation, only to later stick you with the bill to maintain that, how would you feel?

This 31-year-old woman and her husband, who is the same age as her, were separated for five months five years ago. During that time spent apart, her husband went out and purchased a house by himself.

They did reconcile after a couple of months, and then she agreed to move back in with her husband and their two kids, who were still quite young back then.

“My financial contributions to the family throughout our 10 years together [have] always been 60-70% as my income is about $70k higher than his. This has been the same during separation and after rekindling,” she explained.

“In therapy, recently, he has mentioned a few times that it is his house and I’m only with him to use this house as a stepping stone.”

“When there was an $8,000 building increase, I worked sunup to sundown for a week to pay it. I did the landscaping in my own time, paid for the painter, and found amazing tenants (we currently live free in a family member’s house).”

All this means that she’s the one who is paying for the majority of the mortgage on her husband’s house, along with their weekly bills.

Her husband has been unemployed since the beginning of the year, and he says he’s been trying to find another job, but he’s having no success there.

Her husband currently stays at home, takes their children to school, and then picks them up. He doesn’t do anything useful outside of that.

Portrait of beautiful long haired woman wearing casual clothes while relaxing in an armchair at home.
sepy – stock.adobe.com – illustrative purposes only, not the actual person

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“He does minimal housework out of spite, so I pay for a cleaner. Work for me is a bit slow, but not so much that we need to worry, since I’m making a few sacrifices,” she continued.

“In our last therapy session, he really made a point to say that I’m only still with him for the house he purchased during our separation and that he’s not doing house duties to intentionally [upset me].”

“So I’m wondering if I would be the [jerk] if I stopped contributing to the joint account the mortgage comes out of, and only pay for necessities?”

Why on earth is she still married to this guy? She should throw him out like the trash he is and keep his house, since it is a marital asset.

He’s obviously just using her for her money, and she’s made him way too comfortable. I can’t believe he’s not even trying to help out around the house, given that he doesn’t have anything else to do to fill his days.

What do you think?

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By Bre Avery Zacharski

Hi, I'm Bre, Chip Chick's CEO! I have a degree in Textile/Surface Design from The Fashion Institute of Technology, and... More about Bre Avery Zacharski