She’s Saying No To Refinancing Her Mom And Dad’s Mortgage Just To Benefit Her Sister

Bre Avery Zacharski |

Jun 14, 2023

bmak - stock.adobe.com - illustrative purposes only

More than 15 years ago, this woman’s mom and dad purchased a home. When they did, they decided to use her income along with her sister’s income to secure their mortgage.

In exchange, her parents then gave her and her sister 0.5% ownership of their home.

Fast forward to today, and her sister dreams of buying her own home, which means she has been all over their mom and dad to take her name off that mortgage.

“Approximately a month ago, my parents asked me if I wanted out as well, and I said it would be nice if they could (my sister and I have gotten married and haven’t lived in that home for almost 15 years),” she explained.

“I got an email from the bank stating that they need my income verification, paystubs, additional documents so they could assess the mortgage qualification for my parents and myself as they do not qualify on their own.”

“I flat-out declined, and now I’m being accused of making them homeless because my sister is pressuring them to sell.”

She’s wondering if it’s mean of her to not want to sign this. Her mom and dad always try to pressure her to do things, and they pretty much hate her husband.

For more context, she does not get along at all with her sister, and their relationship has been dead for 2 decades.

“Their credit is amazing however, they are both retired with a very fixed income,” she added about her parents.

bmak – stock.adobe.com – illustrative purposes only

“They manage fine because they bought when it was still affordable but would spend double that amount for half the size. We live in a high-cost-of-living area.”

She’s really struggling with whether she’s doing the right thing by not agreeing to refinance her mom and dad’s mortgage so that her sister’s name can be taken off the mortgage.

What do you think?

You can read the original post on Reddit here.

If true crime defines your free time, this is for you: join Chip Chick’s True Crime Tribe

In 2004, This 22-Year-Old College Student Vanished After Meeting A Man At A Party

They Were Called The Petticoat Rulers, And They Were A Group Of Women In Charge Of Running A Town In The Wild West

Brighten Up Your Patio By Growing Roses In Containers, And Here’s How You Can Get Started

She’s Supposed To Be The Best Woman At Her Brother’s Wedding But After She Found Out Her High School Bullies Are Going She’s Bailing

She’s Refusing To Co-Sign Her Stepdaughter’s College Loans, Because Her Stepdaughter Could Easily Qualify For Tuition Benefits, But Just Won’t Apply

His Estranged Mom Only Reconnected With Him To See If He Would Donate A Kidney To His Half-Sister, And His Mom’s Husband Even Promised To Pay For His College Tuition If He Says Yes

She Went On An 8 Hour Date With A Guy And He Treated Her Like They Were Engaged The Whole Time, And Then He Planned 7 More Dates For Them To Go On

Sign up for Chip Chick’s newsletter and get stories like this delivered to your inbox.

By Bre Avery Zacharski