She Decided To Close A Bank Account She Shared With Her Boyfriend After He Kept Taking Money Out And Not Telling Her What It Was For
When you get to a point in a relationship when it’s time to share your finances, it can be really intimidating.
One woman decided to close a shared bank account she had with her boyfriend after he kept taking money out without telling her what it was for.
They opened the account three months ago. Unfortunately, he lost his job in tech but has been receiving unemployment money.
She and her boyfriend had a specific plan for the shared bank account. Every month, they’d each take 50% of their take-home income and put it in the account for shared expenses like groceries, rent, and utilities.
Her boyfriend contributes around $900 monthly to the account, and she contributes $2,800 since she has a job.
With the price of their rent, monthly groceries, and utilities, they should have some money left in their shared account at the end of each month.
She never checked the shared account transaction history until recently, when she was notified that the account was overdrawn twice.
Someone from the bank called her and told her she should have overdraft protection since the account had been overdrafted twice, and she was charged a fee each time.
“I checked the bank statements, and sure enough, I had $30 in there,” she recalled.
shapovalphoto – stock.adobe.com – illustrative purposes only, not the actual person
“I checked the transactions, and they had all been Venmoed into my boyfriend’s account. I confronted him when he got home and asked where the money went. He said it was in his account, and he was using it to pay our shared expenses.”
His response confused her since she handled sending payments to their landlord, and their grocery and utility bills were on an autopay setting.
Therefore, there were no “shared expenses” left to pay.
Unfortunately, her boyfriend kept repeating himself and refused to elaborate further on the money he took out.
After adding up the transactions, she estimates he took around $2,700 out of their account, and at least $1,800 was hers.
“I demanded receipts, and he called me paranoid and refused to talk about it any further,” she said.
“After several days of trying to get the answers, I’ve had enough. I called the bank to close the account.”
She told her boyfriend that she would move out by the end of their lease this August if he didn’t pay back all of the money he took out of the account before then.
Then, her boyfriend called her “money hungry,” which was the last straw.
She informed her landlord she’d be moving out at the end of their lease, which leaves her boyfriend in a rough situation, as he can’t afford to live in their place on his own.
Although she no longer feels like she can trust her boyfriend, she’s wondering if potentially leaving him homeless is too harsh.
Should she feel bad for moving out, or is she being smart after what her boyfriend did?
You can read the original post on Reddit here.
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