Once She Moves Out, She Won’t Be Able To Help Pay For Her Childhood Home’s Mortgage Anymore, And Her Sisters Are Making Her Feel Horrible About It

mdyn - stock.adobe.com - illustrative purposes only, not the actual person
mdyn - stock.adobe.com - illustrative purposes only, not the actual person

This 29-year-old woman has been in a relationship with her boyfriend for a year, and they have plans to live together soon. As soon as she began working, she has contributed to mortgage payments on her childhood home. They were worried they could lose the house a while ago, but her sister refinanced it.

The house is now in her sister’s name, and she and her two sisters divided the mortgage payments, each contributing $350 monthly. She and only one of her sisters live in the house with their mother, and they each provide their mother with $300 toward utilities, groceries, and other expenses.

Since their mother already retired, she doesn’t contribute to the mortgage. The sister who put their house in her name moved out a long time ago (and is married with a baby) but continues paying her share toward the mortgage.

Each of her sisters makes triple, possibly quadruple, her income. She works freelance, while her sisters are established in their jobs and make impressive salaries. Even though her income is roughly the same each month, it goes up and down at times, and recently, she’s been struggling financially.

Despite her money problems, she’s continued to pay the same amount in rent and utilities and has never asked to contribute less. She, her boyfriend, and her sisters went to dinner recently to celebrate her birthday, and she brought up her plans to move in with her boyfriend.

“When I move out, I can no longer help out with rent or giving money, but I do want to help again as soon as I manage to get a second job. They lost it. The sister I live with told me I’m extremely ungrateful and threatened to cut my phone line,” she said.

She and her sister are on the same phone plan, but she contributes money for her share of the bill each month. Her sister then marched out of the restaurant, and her other sister told her, “‘You don’t know half of what she pays.'” The sister she lives with pays their mother’s portion of the phone bill and their mom’s car insurance.

“My other sister said I HAVE to continue helping. My boyfriend stayed calm and respectful, even though, deep down, he was livid with how I was treated,” she explained.

Later, when she and her boyfriend were alone, he expressed that while she’d lived in this house since her childhood, she shouldn’t be expected to pay rent after moving out.

mdyn – stock.adobe.com – illustrative purposes only, not the actual person

He pointed out that the sister who also lives at the house with her got a “‘pretty good deal'” by paying the same amount she does while earning a significantly higher salary. In her boyfriend’s opinion, her sister was angry because she realized she would have to pay more rent and other expenses.

“He also said that ultimately, it’s my sister who refinanced the house’s problem, not mine, adding that I’m the youngest, so they still feel like they have a sense of control over me. The guilt has been eating me alive. I feel like I’m being blackmailed and threatened,” she shared.

It feels unfair that her sisters are so angry in response to her plans to live with her boyfriend. She accepted that they may be frustrated about contributing more money once she moves out and that they’ve taken on more responsibility as older sisters.

However, she has always been grateful for what her sisters have done and given up for her and their mom.

After she moves out of her childhood home, she plans to continue contributing money toward the mortgage once she’s more financially stable. She has a third sister who never contributed to the rent, even while living at their childhood home before she moved out.

What advice would you give her?

You can read the original post on Reddit here.

Sign up for Chip Chick’s newsletter and get stories like this delivered to your inbox.

Hi, I'm Bre, Chip Chick's CEO! I have a degree in Textile/Surface Design from The Fashion Institute of Technology. ... More about Chip Chick

More About:

0What do you think?Post a comment.