She’s Not Putting Her Boyfriend’s Name On Her Mortgage And Claimed He Could Either Pay Her Rent Or Find His Own Place
When you save up to buy something major, like a home, you shouldn’t let anyone or their financial troubles get in your way.
This woman doesn’t want to put her boyfriend’s name on her new mortgage because of his money issues, and now he’s livid with her.
She’s 26 and has been saving up for a deposit on a house since she was 18.
“I worked loads of jobs throughout university and saved every penny I had just to get by,” she said.
“I managed to get through it debt-free by working and landed myself a really good job in the tech industry.”
After eight years of hard work and stowing away all the funds she had, she feels ready to obtain a mortgage for a home by next year.
The only person somewhat opposed to that plan is her 31-year-old boyfriend.
Interestingly, her boyfriend has been making almost double her annual salary for over a decade. However, he isn’t in the same place as her financially, as he tends to blow all of it the moment it hits his account.
“He has a massive amount of extra income each month but chooses not to save it but to spend it on drugs, booze, and video games,” she explained.
Anastasiia – stock.adobe.com – illustrative purposes only, not the actual person
“I don’t know how he spends his money so fast, and honestly, it scares me.”
She’s tried helping her boyfriend make budget plans and save more cash several times, but he always fails.
Now, her boyfriend has acquired over $7,000 in debt and has a terrible credit score.
When she talked to her boyfriend about getting a house, she told him they could live together. But, due to his financial situation, she wasn’t interested in putting his name on the mortgage and would rather have him pay her rent every month as a contribution.
She believes that since her large savings and tons of hard work have gotten her where she wants to be, her boyfriend shouldn’t get to have his name on the fruits of her labor if he’s simply going to lounge around all the time.
“I gave him an ultimatum: either he can move into the house I buy and pay me rent without being on the mortgage, or he can find his own apartment at probably double the price,” she added.
“He was furious.”
Should she consider letting her boyfriend get on her mortgage, or is it a good idea to leave him off?
You can read the original post on Reddit here.
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More About:Relationships