Imagine waking up one day to find out your happily ever after is imploding because of a $110,000 secret your husband’s been keeping from you.
For her, the white-picket-fence dream blew up in her face while she was busy nurturing a business and raising kids, since her husband was playing a hidden high-stakes game with money they didn’t even have.
A week ago, this woman discovered the awful secret her husband’s been keeping, which has thrown her into a deep, dark depression.
She says if she didn’t have two young children and a home, which she runs her business out of, she would have walked away from her husband by now. And she wishes leaving him was easy.
“We have an expensive mortgage and no savings, and then he decided to buy and sell stocks using money he never had and [racked] up $110,000 in debt on credit cards behind [my] back,” she explained.
“He feels ashamed, he says. He said he’s sorry, but that doesn’t fix anything. I have a 4-year-old and a six-month-old. We have a nice house, it’s not big or fancy, but it works for our family.”
“My basement is my business as I run a home daycare there. My child’s school is around the corner. My kids are happy with their [lives] here.”
Following her husband throwing so much money away, she’s obviously unhappy and feels nothing but hostility for her husband. She hates him for putting them in such a bad situation that they won’t be able to dig themselves out of.
She wouldn’t want to make her kids move, lose her home, or put her business at risk, but she’s not seeing how she can continue being married to her husband when she can’t trust him.

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In the meantime, they’ve been carrying on like roommates. Some days, she’s alright, and other days, she sobs to no end. She’s hurt that her husband did this. They’re absolutely penniless, and her life is wrecked.
“Everyone just says get divorced like it’s some easy decision, but it can mean losing everything, and [it] means my kids will lose everything too,” she continued.
Her husband lost such a colossal amount of money that I’m afraid it reads like an addiction. It doesn’t sound like her husband is taking accountability or developing a game plan to bail himself out of debt, and it’s hard for her to remain in their marriage without those pieces of the puzzle.
If her husband has any remorse and is willing to change, i.e., quit buying and selling stocks, then their marriage doesn’t have to be over.
What advice do you have for her? Do you think her only option is a divorce?
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