Her Fiancé Wants Her To Use Her Emergency Fund To Pay Off His Credit Card Debt, But She Is Worried About Draining Her Savings Should Things End Badly
This 30-year-old woman is from Canada. And recently, her 29-year-old American fiancé proposed to her. He also wants her to move to the United States.
Now, she plans to continue working after moving to the states. While her green card application is processing, though, there will be at least a three-month period when she cannot earn any income.
So, during that time, she planned to support herself by living off her savings. She also hoped to use her free time to advance her skills and learn as much as possible in order to land a great new job.
Recently, though, her fiancé shared how he had different plans for her savings account. Apparently, he actually wanted her to use her emergency funds to pay off all of his credit card debt.
“He explained that his debt would be my debt [after marriage], and it would be best to pay it off to save in the long run,” she recalled.
Obviously, though, this was very alarming to her for a few reasons. First of all, once she transfers her money from CAD to USD, she will lose 40 percent.
On top of that, it freaked her out that her fiancé wanted her to deplete her only money source should the engagement fall apart, and she needed to support herself alone.
Finally, she will also be footing the bill for her green card application, as well as draining her savings to pay for rent, groceries, and half of all their bills.
“So what’s stopping him from just divorcing me once the debt has been paid?” she asked.
Jadon Bester/peopleimages.com – stock.adobe.com – illustrative purposes only, not the actual person
On the flip side, she does know that her fiancé is trying to be financially responsible. He works full-time and is a delivery driver for Uber Eats on the side to work toward paying down his debt. He also has full medical benefits through work, pays child support, and does not make any irresponsible purchases.
In fact, the only “irresponsible spending” she has seen is when her fiancé buys books for his children or eats out while at work. She claims that all the other money he makes goes toward paying his bills and paying down his debt.
To make matters worse, though, her fiancé does not just have credit card debt to worry about. He also has IRS debt, student loan debt, and car loan debt to pay back.
“It’s really too much for one person to handle, and he has been drowning for a long time,” she revealed.
So, from her perspective, helping her soon-to-be husband get rid of his credit card debt would seriously help his financial situation. At the same time, though, she is really worried about not being able to support herself in the event something goes wrong.
In turn, she has been left wondering whether not wanting to pay off her fiancé’s credit card debt makes her a jerk or not.
Do you think it was appropriate for her fiancé to ask her to pay off his debt? Does she have a right to feel apprehensive about draining her savings account? If you were in her shoes, what would you do?
You can read the original post on Reddit here.
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More About:Relationships