She Didn’t Immediately Respond To Someone Who Accidentally Sent Her $350 On Zelle Because She Thought It Was A Scam And They Threatened Her Family

Several days ago, this woman saw that a complete stranger sent her $350 on Zelle at about 10 p.m. while she was asleep.
She had no idea how she should handle this situation. But it concerned her because she’s aware of scams in which someone sends money, lies about it being accidental, and asks for the money to be returned. Then, the scammer cancels the original transaction after you send the money.
Understandably, she was scared that her instinct to do the right thing and be kind could cause $350 to be stolen from her by a scammer.
“So, I called my bank as soon as I woke up that morning, and they told me that Zelle is a third-party thing, and they had no business dealing with that,” she said.
Then, the person from her bank said that she should return the money to the sender the same way she received it (through Zelle).
This worried her because she wasn’t positive that the person sending her the money wasn’t a scammer.
When she tried calling Zelle, their customer service directed her to get in touch with her bank.
As she was trying to get this issue sorted out, she needed to start getting ready for a holiday party she had to attend later that day.
The party had been in the works for a month, and she was really looking forward to it, so she had to hold off on figuring out the issue with the mystery Zelle transfer.

Tetiana – stock.adobe.com – illustrative purposes only, not the actual person
After getting ready, she got in her car to drive to her boyfriend’s place, because they were going to attend the party together.
While driving, her phone automatically goes to Do Not Disturb mode.
During the drive, she later realized that the stranger who transferred money to her Zelle account had been blowing up her phone.
She was about to change the address on her phone’s GPS, and she saw a terrifying text message from an unknown number.
“The message stated they knew where I lived and that they were coming to my house to get their money back,” she explained.
Then, they proceeded to send me my own address. They even told me that they knew my mother owned the house and that their husband was a detective.”
Understandably, this was incredibly scary. Right away, she drove to the closest police station so that she could file a report against the person threatening her.
The police officers who worked with her planned for the mystery person to come to the station so that she could make the Zelle transfer to their phone after verifying their identity rather than sending it to a different account.
“It seemed like a genuine accident because the person who showed up at the police station provided ID, and it matched with the Zelle account that accidentally sent me money,” she shared.
This person didn’t take accountability for harassing her, making the excuse that they only made threats because she didn’t immediately send back the money that they’d accidentally sent to her Zelle account. They blamed her for the way this situation unfolded.
After the whole ordeal, she was shaken up and never made it to the holiday party.
She’s been keeping an eye on her bank account to make sure no money is taken out, but she hasn’t seen anything odd, so it seems that the person really did send her that $350 by accident.
What would you have done if you were in her shoes?
You can read the original post on Reddit here.
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