His Fiancée Thinks He Should Pay For Most Of Their Bills, And For Her Mortgage Too, Even Though He Doesn’t Own Her Home

MARIIA - stock.adobe.com - illustrative purposes only, not the actual person
MARIIA - stock.adobe.com - illustrative purposes only, not the actual person

One of the biggest things couples struggle with as they start building a serious future together is splitting their finances.

One man recently asked his fiancée to split their bills more fairly since he has paid most of them himself for over three months, and she’s making the situation rather complicated.

He and his fiancée both have children from previous relationships. He has two kids who live with their mom most of the time, and she has a young daughter who lives with her full-time. 

When he and his fiancée first started dating, she bought a house for her and her daughter to live in. He and his kids would stay at the house one weekend a month while he was in town to visit his kids. He really stepped up to help her and would take on projects around the house and spend his own money on them.

Recently, he and his fiancée decided to move into an apartment they could live in with their daughter. His fiancée had to relocate, which meant getting a new job while still paying the mortgage on her house.

“I covered 100% of expenses while she settled into a new job [for] over three months,” he explained.

“This included rent, parking, storage, all utilities, rental insurance [and] literally all expenses for the home.”

“Now that she’s settled into her new job, I’ve asked her to pay her fair share of expenses. [To be] fair, I suggested we total our combined incomes, determine the percentage we each contribute, then pay that percentage of the joint bills.”

After looking into their incomes and finances, he realized his income makes up around 59% of their joint income, so he offered to pay 59% of their shared expenses.

MARIIA – stock.adobe.com – illustrative purposes only, not the actual person

He figured this was better than demanding they split their bills 50-50, even though his fiancée and her daughter take up most of the apartment. 

However, his fiancée threw him a curveball when she asked if she could add her house mortgage to their shared expenses. 

“I told her I’d be open to it but that she needed to be aware that co-mingling our funds to pay the mortgage would make her house a joint asset,” he recalled.

“I also said that if I didn’t have a stake in the property, I wasn’t interested in paying any bills for it.”

Suddenly, his fiancée became very defensive and said she wouldn’t be able to pay off her debts as easily if they stuck to his plan and told him he should pay more than 59% of their bills.

“I was surprised and a little appalled, particularly since she knows I’m carrying substantial debt as well,” he added.

Is he being unreasonable with his financial plan, or is his fiancée the unreasonable one?

You can read the original post on Reddit here.

Sign up for Chip Chick’s newsletter and get stories like this delivered to your inbox.

More About: