She Withdrew All Her Savings And Opened A New Account That Her Husband Cannot Access Because He Won’t Stop Lending Money To His Parents

gpointstudio
gpointstudio - stock.adobe.com - illustrative purposes only, not the actual person

This woman and her husband have been together for nearly a decade, but over this past year, she’s become sick and tired of him lending money to his parents.

She’s always been a more frugal person, while her husband was a bigger spender. However, at the beginning of their relationship, she didn’t have a problem with that. After all, they had two incomes, and despite not being rich, their life was comfortable.

“His family often borrowed money from us, and they rarely paid it back. Personally, I don’t lend money to anyone, not even family, but I never stopped him from doing it,” she recalled.

Then, just a few years after they tied the knot, her husband was in a severe accident that left him unable to work. This forced her to become the sole breadwinner in their household.

More recently, though, she thought their situation was about to change. Her husband was recently approved for disability benefits, which he waited four years for, and she believed the payments could be used to help alleviate their financial strain.

“During those years, our savings were depleted, and we were on the brink of losing everything. Our debts kept piling up, and there was nothing I could do about it,” she said.

So, once her husband received disability benefits back payments for that entire time period, she asked him to do two things. She wanted him to pay off his car loan, which she’d already contributed $45,000 to over the past few years. Plus, she urged him to save some of the newfound funds.

Unfortunately, he didn’t do either. Her husband proceeded to blow through the cash and lend his family $8,000 without contributing a penny to their debt.

“Meanwhile, I had managed to save a bit from my salary, but it wasn’t much. My plan was to save enough to pay off some of our debts. He knew I was saving for this purpose,” she detailed.

gpointstudio – stock.adobe.com – illustrative purposes only, not the actual person

Her husband has continued disregarding their own monetary needs and lending even more to his parents since then, too. For instance, one month ago, she realized $600 had vanished from their savings account, and her husband admitted that it was given to her in-laws.

She tried to find out when they’d pay the $600 back, as she needed it for bills. Yet, her husband just claimed he wasn’t sure when his parents would be able to repay them.

“I was furious, not just because of the money, but because he didn’t ask me. We didn’t discuss it,” she explained.

“He acted behind my back, knowing I’d be mad and would have said no. We had a huge fight, and I hoped that after that, he’d stop. But he didn’t.”

Rather, she found out another $900 was missing from their savings yesterday. Spoiler alert: it went to her in-laws again, and she was livid.

She finally told her husband that she was done with his parents and wanted to separate their finances. She will happily pay half of their bills and buy groceries, but that’s all.

“If he wants to give all his disability payments to his parents, fine, but I’m not going to work 60 hours a week just for him to give our money away,” she vented.

She also went to the bank, withdrew all the cash she’d saved up, and opened a new account that her husband had no access to.

He called her a jerk over this and insisted that she should want his parents to be happy. Nonetheless, she’s finished funding their happiness at the price of her own well-being, and she doesn’t know if that’s so unreasonable or not.

Should both spouses have to agree before any money is lent to relatives? How would you feel if your husband kept prioritizing his parents over your own financial needs? 

You can read the original post on Reddit here.

Sign up for Chip Chick’s newsletter and get stories like this delivered to your inbox.

Katharina Buczek graduated from Stony Brook University with a degree in Journalism and a minor in Digital Arts. Specializing ... More about Katharina Buczek

More About: