This 27-year-old woman’s 29-year-old boyfriend still lives at home with his mom and dad, but she’s refrained from judging him, as she’s aware that many people do this in order to save up their cash.
However, as she’s come to understand more about his financial position, she’s grown more and more puzzled. Her boyfriend makes a bit more than $100,000 annually, depending on the hours he works, but here he is acting like he’s completely broke.
“He keeps saying he ‘doesn’t make enough’ to live on his own, but the thing is, he doesn’t even want just any apartment,” she explained.
“He only wants this one luxury apartment, [which he likes], that’s $2,528 a month. And because he thinks he can’t comfortably afford that exact apartment, he’s decided he can’t afford to move out at all. Meanwhile, he is super cheap about everything.”
“He stresses over normal expenses, overthinks every purchase, and acts like he’s one bad month away from financial ruin. He’ll say things like he isn’t doing enough in life, that he should be making more, that he feels behind, etc.”
Her boyfriend’s car is from 2015, which he still drives, even though the paint is literally peeling off of it, as he claims he can’t afford to buy a new one.
From her perspective, her boyfriend makes excellent money and barely has any expenses, given that he lives at home with his parents.
She thinks he very well could move out and get his own place if he had the desire. But since he hasn’t made the effort to do this, she thinks he could, at the very least, save up a fortune and have that to fall back on, considering he makes a ton of money.
“But he seems mentally stuck in this mindset that he’s not earning enough unless he can have some ideal version of moving out,” she continued.
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“Part of me thinks he’s being responsible. Part of me thinks he’s being irrationally cheap and maybe insecure about money. I can’t tell if this is financial anxiety, immaturity, or if I’m the one not understanding the cost of living right now.”
“Would this be a red flag to you? Is this smart or just extreme? Now, Granted im not judging him. I also live with my parents, but I’m trying to finish my bachelor’s, and I only make 20K a year. But I feel like we have enough money to do it.”
Maybe her boyfriend is spending money on something or several things she doesn’t know about? Otherwise, the math doesn’t add up here as to why he’s constantly broke yet making six figures.
Or, the other possibility is that perhaps he is using that story as a cover because he doesn’t want to move out and have to help support her, becuase $20,000 vs. $100,00 income-wise means he most likely will have to help support her or pay for a bigger share of their living expense.
What do you think about her boyfriend?
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By Bre Avery Zacharski
Hi, I'm Bre, Chip Chick's CEO! I have a degree in Textile/Surface Design from The Fashion Institute of Technology, and... More about Bre Avery Zacharski
