His Wife Keeps Refusing To Show Him Their Joint Financial Accounts, And He’s Getting Really Concerned
This 46-year-old man has been married to his wife, who is 48, for 16 years. Right now, they both make comparable salaries– earning in the low six figures while living in a high-cost-of-living area.
But since his wife did not grow up with a lot of money, she is big on saving. He, on the other hand, was raised in an upper-middle-class household and was never great with money.
In fact, he wound up racking up over $20,000 in credit card debt prior to tying the knot with his wife.
“We were able to pay it off with the help of her funds and then pay her savings back many years ago,” he said.
Due to his wife’s difficult childhood, he detailed how she tends to be pretty closed off. He also called himself a bit of a loner, which is why their relationship works.
Since getting married, they have welcomed two kids into the world– who are now teenagers. They also bought their home and were financially able to help his mother-in-law buy a retirement home.
“My credit is now stellar after our rocky start, and I have learned to be much better with spending from my wife,” he added.
Still, he claimed that his wife continues to be extremely meticulous in terms of planning. She plans out all of their family trips down to the hour and books things weeks in advance.
His wife even has a massive spreadsheet where she keeps track of every single dollar that goes in and out of their bank accounts.
ID 119504852 – © Marcos Calvo Mesa – Dreamstime.com
“I last saw it about five years ago,” he revealed.
“I have asked her periodically since then to see it, and I would always get brushed off.”
Now, he knows how his wife can be when it comes to opening up. That’s why he just let it go and didn’t push to see their finances since things appeared to be just fine.
Over the past couple of years, though, he noticed his wife becoming much more closed off. She spends most of her free time hanging out in their guest room, either watching TV or reading books. And they rarely spend any quality time together without their kids.
He also noticed that his wife takes her phone everywhere and changes her passcode a few times each year.
Despite him knowing his wife’s new passcode a few times, he still opted not to go on her phone, too. He thought it just felt weird snooping, and he knew it would cause a major issue in their relationship if his wife ever found out.
However, this past week, he had finally had enough. So, he asked his wife if he could take a look at their finances.
But, his wife claimed that she did not track them anymore– which he had a hard time believing, given her track record.
Then, when he pressed his wife about it, she said that their records were on a broken USB drive that had to be fixed.
After that, he started to become seriously worried about being iced out of their finances.
“I have been able to ascertain that we have at least three checking accounts and at least five credit cards for different things,” he explained.
“I have access to the account my paycheck goes to and one card that I use.”
Yet, he has no access to any of the other accounts, and he wants to know the state of their finances– such as how much of their mortgage is paid off or how many car payments he has left.
So now, he’s been left wondering how to get his wife to share their financial information with him.
How would you feel if your spouse refused to share joint financial information? How can he convince his wife to let him see their accounts? If she doesn’t budge, what else can he do?
You can read the original post on Reddit here.
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