He Makes Double What His Fiancée Earns, But They Still Split All Of The Bills Evenly, And His Fiancée Has Gotten Pretty Fed Up With This System
This thirty-seven-year-old man is currently engaged to his fiancée, who is thirty. But, instead of excitedly preparing for their future together, they have actually just been butting heads on one not-so-fun topic: money.
Apparently, he and his fiancée both work full-time. But he makes about double the salary that his fiancée does. For context, she earns about sixty thousand dollars a year.
Despite making a lot more than her, though, they still split much of their expenses evenly. For instance, he and his fiancée both split their mortgage– which is five hundred and forty dollars each per month– and utilities, which is up to two hundred dollars each per month.
However, his fiancée also has some serious student loan payments due each month, which cost her more than the mortgage and utility payments combined. In fact, she pays about eight hundred and fifty dollars a month toward her loan.
“So, when it’s all said and done, this leaves my fiancée with about a forty-five dollar-a-day budget,” he explained.
“I also ask her to split things like groceries which we put on a joint credit card in my name.”
Recently, though, his fiancée has begun to express some concerns with their financial system. Apparently, she has been mentioning how low her bank account balance is and shared how much that stresses her out.
But according to him, his fiancée partakes in many activities for herself. For example, she goes to yoga multiple times a week, attends weekly therapy– which he encourages– and eats healthy foods.
He just claims that his fiancée has taken on an “I’m going to do what I want and not sacrifice my mental health and happiness for money” attitude– something he claims to be fine with.
Krakenimages.com – stock.adobe.com – illustrative purposes only, not the actual person
After hearing that his fiancée might not be able to pay off her personal credit card in full this month, though, he became pretty stressed out.
He also pointed out how he uses the extra money from his own income to pay for nice couple outings, such as vacations. Plus, for the past two years, he has been using most of his extra income to pay down their mortgage– which should be fully paid off by the spring.
“I have also gone on a few vacations by myself, so I do not want to make it sound like I’m not also using the extra income for any fun,” he revealed.
Still, he claims that his main goal is to pay off the mortgage so it would make both his and his fiancée’s lives easier by lowering their overall monthly bills. On top of that, he apparently plans to take on all of their home’s taxes after the mortgage is paid off so that way, his fiancée will only have to pay for utilities.
Ever since hearing his fiancée complain about her share of the bills, though, he has gotten pretty worried about her money management habits. He believes that his fiancée makes enough of a salary to outline a reasonable budget and stick to it.
“And being financially responsible is a very important thing to me. But I have tried to talk to her about it repeatedly about this, and it always devolves into a fight about how I am not in her position and how I have money to do whatever,” he vented.
So now, he has been left wondering if expecting his fiancée to “be able to pay basic bills” is reasonable or if that makes him a jerk.
Do you believe that partners should split bills evenly or based on a percentage proportionate to their incomes? Do you think his fiancé’s concerns about her low bank account balance are reasonable or not? If you were in his shoes, how would you reconcile this situation?
You can read the original post on Reddit here.
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